Car finance in Spain — even if you've just moved

We help you choose a bank, gather documents and get approved.

Ask us on WhatsApp — the first consultation is free.

/ Why finance with us

We know which bank will say yes. We help you choose a bank, gather documents and get approved — even if you’ve just moved.

In your language

We get the decision and explain the terms in your language.

Even without credit history

Recently moved, self-employed or income from abroad — we look for a solution.

No surprises

We tell you the APR and the early repayment fee upfront.

How much per month?

€5,000 €60,000
€0 €18,500
12 96 months
3.00% 15.00%

Illustrative monthly payment

€292.36 /month

Loan amount€14,800

TIN6.90%

APR (TAE)7.12%

Illustrative fixed-rate calculation: €14,800 over 60 months at 6.90% TIN / 7.12% TAE. No fees assumed. Subject to lender approval and actual quoted terms.

Indicative calculation. The rate depends on the bank and your profile; final terms are set by the bank.

Get finance in 4 steps

  1. 1

    Choose a car

    Choose a car from our catalogue or through sourcing.

  2. 2

    Send documents

    Send your documents — we apply to the right bank.

  3. 3

    Get the decision

    We get the decision and explain the terms in your language.

  4. 4

    Drive away

    You sign the contract and drive away.

What you’ll need

Missing something? Message us — we’ll suggest a solution.

  • NIE or TIE
  • Passport
  • Proof of income (last 3 payslips or tax return)
  • Employment contract / work history (vida laboral)
  • Spanish bank account statement

Frequently asked questions

The first consultation is free.

Is it possible with no down payment?
It depends on the bank and your profile. Message us and we'll check what's possible in your case.
Can I repay early?
Yes. The bank may charge an early repayment fee — we tell you what it is upfront.
Do I need a guarantor?
It depends on your income and residency status. We'll tell you after reviewing your documents.
How much does your help cost?
The first consultation is free. We tell you the cost of our help before we start — no surprises.